{"data":{"id":"us-ca/ins-10752.3","jurisdiction":"us-ca","citation":"INS § 10752.3","heading":"","body":"A stop-loss insurance policy issued, reissued, or renewed on or after January 1, 2014, and prior to January 1, 2016, to a small employer shall not contain any of the following provisions:\n(a) An individual attachment point for a policy year that is less than thirty-five thousand dollars ($35,000).\n(b) An aggregate attachment point for a policy year that is less than the greater of one of the following:\n(1) Five thousand dollars ($5,000) times the total number of group members.\n(2) One hundred twenty percent of expected claims.\n(3) Thirty-five thousand dollars ($35,000).\n(c) A provision for direct coverage of an employee or dependent of an employee.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 2. LIFE AND DISABILITY INSURANCE [10110. - 11549.]","CHAPTER 8. Small Employer Health Insurance [10700. - 10752.8.]","ARTICLE 5. Stop-Loss Insurance [10752. - 10752.8.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"204a97bf6825769595dbc643b25d4dd9e35bd4226aedf984e63c4dce1d416d89","source_id":"us-ca","stale":false,"prev":"us-ca/ins-10752.2","next":"us-ca/ins-10752.4"},"notice":"GroundRules: Original legal text. Not legal advice."}