{"data":{"id":"us-ca/ins-1234","jurisdiction":"us-ca","citation":"INS § 1234","heading":"","body":"The maximum rate for each policy shall be determined at regular intervals at least once every 12 months, but not more frequently than once in any three-month period.\nAt the intervals specified in the policy:\n(1) The rate being charged may be increased whenever the increase as determined under subdivision (b) of Section 1232 would increase that rate by one-half of 1 percent or more per annum.\n(2) The rate being charged shall be reduced whenever the reduction as determined under subdivision (b) of Section 1232 would decrease that rate by one-half of 1 percent or more per annum.","path":["Insurance Code - INS","DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","CHAPTER 2. Incorporated Insurers [1140. - 1260.]","ARTICLE 5.5. Life Insurance Policy Loans [1230. - 1239.5.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"79a6d79b9c0843626a89abb16fed163285bcdab9b5d643e0ab4139fbdfba8be6","source_id":"us-ca","stale":false,"prev":"us-ca/ins-1233","next":"us-ca/ins-1235"},"notice":"GroundRules: Original legal text. Not legal advice."}