{"data":{"id":"us-ca/ins-1749.85","jurisdiction":"us-ca","citation":"INS § 1749.85","heading":"","body":"(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for property broker-agent, casualty broker-agent, and personal lines broker-agent licenses in proper methods of estimating the replacement value of structures, and of explaining various levels of coverage under a homeowners’ insurance policy. Each provider of courses based upon this curriculum shall submit its course content to the commissioner for approval.\n(b) A person who is not an insurer underwriter or actuary or other person identified by the insurer, or a licensed property broker-agent, casualty broker-agent, personal lines broker-agent, contractor, or architect shall not estimate the replacement value of a structure, or explain various levels of coverage under a homeowners’ insurance policy.\n(c) This section shall not be construed to preclude licensed appraisers, contractors, and architects from estimating replacement value of a structure.\n(d) However, if the Department of Insurance, by adopting a regulation, establishes standards for the calculation of estimates of replacement value of a structure by appraisers, then on and after the effective date of the regulation a real estate appraiser’s estimate of replacement value shall be calculated in accordance with the regulation.","path":["Insurance Code - INS","DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","CHAPTER 5. Production Agencies [1621. - 1758.993.]","ARTICLE 13.5. Prelicensing and Continuing Education [1749. - 1749.9.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"89903dbb14deed311837709913561e5be9bf323c64d08c940a4481583e1af585","source_id":"us-ca","stale":false,"prev":"us-ca/ins-1749.81","next":"us-ca/ins-1749.9"},"notice":"GroundRules: Original legal text. Not legal advice."}