{"data":{"id":"us-ca/ins-1961","jurisdiction":"us-ca","citation":"INS § 1961","heading":"","body":"A total loss is either actual or constructive.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 1. FIRE AND MARINE INSURANCE [1880. - 10108.1.]","CHAPTER 1. The Marine Contract [1880. - 2010.]","ARTICLE 5. Loss in Marine Insurance [1960. - 1997.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"06222e0df6203d9223b9d7cc032199fae20ab65c0d97afb64da350be357478a2","source_id":"us-ca","stale":false,"prev":"us-ca/ins-1960","next":"us-ca/ins-1962"},"notice":"GroundRules: Original legal text. Not legal advice."}