{"data":{"id":"us-ca/ins-1963","jurisdiction":"us-ca","citation":"INS § 1963","heading":"","body":"A constructive total loss is one which gives to a person insured a right to abandon, under section 1971.","path":["Insurance Code - INS","DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]","PART 1. FIRE AND MARINE INSURANCE [1880. - 10108.1.]","CHAPTER 1. The Marine Contract [1880. - 2010.]","ARTICLE 5. Loss in Marine Insurance [1960. - 1997.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"cfe1cbef99712a6a16f1b2920e1c567391237a02eddc1031bde6bfbc0b847504","source_id":"us-ca","stale":false,"prev":"us-ca/ins-1962","next":"us-ca/ins-1964"},"notice":"GroundRules: Original legal text. Not legal advice."}