{"data":{"id":"us-ca/ins-286","jurisdiction":"us-ca","citation":"INS § 286","heading":"","body":"An interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime; an interest in the life or health of a person insured must exist when the insurance takes effect, but need not exist thereafter or when the loss occurs.","path":["Insurance Code - INS","DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","PART 1. THE CONTRACT [100. - 679.75.]","CHAPTER 2. Parties, Events, and Interests [150. - 305.]","ARTICLE 4. Insurable Interest: Generally [280. - 287.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"015e13619e56012c43e4b2620d872130fcb6344e3022bd188db476086b35a090","source_id":"us-ca","stale":false,"prev":"us-ca/ins-285","next":"us-ca/ins-287"},"notice":"GroundRules: Original legal text. Not legal advice."}