{"data":{"id":"us-ca/ins-485","jurisdiction":"us-ca","citation":"INS § 485","heading":"","body":"In case of an overinsurance by several insurers, the insured is entitled to a ratable return of the premium, proportioned to the amount by which the aggregate sum insured in all the policies exceeds the insurable value of the subject at risk.","path":["Insurance Code - INS","DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","PART 1. THE CONTRACT [100. - 679.75.]","CHAPTER 5. The Premium [480. - 491.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"9cfb87625c11de3058627718d61a7ec84215ce8bdbb3fb8c5a9b2b31ff4a688b","source_id":"us-ca","stale":false,"prev":"us-ca/ins-484","next":"us-ca/ins-486"},"notice":"GroundRules: Original legal text. Not legal advice."}