{"data":{"id":"us-ca/ins-995.4","jurisdiction":"us-ca","citation":"INS § 995.4","heading":"","body":"An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangement with any person, shall maintain as a liability, as part of its unearned premium reserve the unearned portion of all premium charges made to insureds without deduction for uncollected charges.","path":["Insurance Code - INS","DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]","PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]","CHAPTER 1. General Regulations [680. - 1113.]","ARTICLE 13.3. Obligations of Automobile Insurers and Their Agents Under Contingent and Retrospective Compensation Arrangements [995. - 995.7.]"],"source_url":"https://downloads.leginfo.legislature.ca.gov/pubinfo_2025.zip","current_through":"2026-09-13","vintage":"","retrieved_at":"2026-09-14T05:56:33Z","sha256":"520c649e515199df6d93e772471961ba06d269ff31e625a84e881c0c96f8208c","source_id":"us-ca","stale":false,"prev":"us-ca/ins-995.3","next":"us-ca/ins-995.5"},"notice":"GroundRules: Original legal text. Not legal advice."}