{"data":{"id":"us-co/c.r.s.-10-4-114","jurisdiction":"us-co","citation":"C.R.S. § 10-4-114","heading":"Requirements on hazard insurance coverage for loans secured by real property.","body":"(1) No lender shall require a borrower under a loan secured by real property to provide hazard insurance coverage on that property in an amount exceeding the replacement value of the improvements on the property.\n\n(2) Any person harmed by a violation of this section shall be entitled to obtain injunctive relief and may recover damages and reasonable attorney fees and costs.\n\n(3) A violation of this section does not affect the validity of the loan or the mortgage or deed of trust.","path":["Title INSURANCE - MUTUAL INSURANCE","Article 4 - Property and Casualty Insurance","Part 1 - GENERAL"],"source_url":"https://olls.info/crs/crs2026-title-10.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"62ad29a541c8bdc0d6f3b269a0ac1c777c1337a1edc96750083967f5d3a13be0","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-10-4-113","next":"us-co/c.r.s.-10-4-115"},"notice":"GroundRules: Original legal text. Not legal advice."}