{"data":{"id":"us-co/c.r.s.-11-38-108","jurisdiction":"us-co","citation":"C.R.S. § 11-38-108","heading":"Inapplicability of related statutes.","body":"(1) A reverse mortgage may be made or acquired without regard to the following provisions for other types of mortgage transactions set out in the statutes specified in this subsection (1):\n\n(a) Any law of this state limiting loan-to-value ratios;\n\n(b) Prohibitions on balloon payments pursuant to section 5-3-208, C.R.S.;\n\n(c) Any law of this state limiting interest on interest, the adding of deferred interest to principal, or the compounding of interest;\n\n(d) Subject to section 11-38-105 (3), interest rate limits under the usury statutes pursuant to sections 5-12-103 and 18-15-104, C.R.S.;\n\n(e) Any law of this state applicable to insurance or insurance companies under title 10, C.R.S.","path":["Title 11 - FINANCIAL INSTITUTIONS","Article 38 - Reverse Mortgages"],"source_url":"https://olls.info/crs/crs2026-title-11.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"44797bcbb823f2f82d34efe15effc818958098e4d29a0b0c03b62097345e3d6f","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-11-38-107","next":"us-co/c.r.s.-11-38-109"},"notice":"GroundRules: Original legal text. Not legal advice."}