{"data":{"id":"us-co/c.r.s.-5-13-106","jurisdiction":"us-co","citation":"C.R.S. § 5-13-106","heading":"Other loans - legislative declaration.","body":"In accordance with section 525 of the federal \"Depository Institutions Deregulation and Monetary Control Act of 1980\", Pub.L. 96-221, the general assembly declares that the state of Colorado does not want the amendments to the \"Federal Deposit Insurance Act\", 12 U.S.C. sec. 1811 et seq.; the federal \"National Housing Act\", 12 U.S.C. sec. 1701 et seq.; and the \"Federal Credit Union Act\", 12 U.S.C. sec. 1757, made by sections 521 to 523 of the federal \"Depository Institutions Deregulation and Monetary Control Act of 1980\", Pub.L. 96-221, prescribing interest rates and preempting state interest rates to apply to consumer credit transactions in this state. The rates established in articles 1 to 9 of this title 5 control consumer credit transactions in this state.","path":["Title 5 - CONSUMER CREDIT CODE","Article 13 - Federal Preemption of Usury Laws - State Override"],"source_url":"https://olls.info/crs/crs2026-title-05.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"3683b22304d77d85ed6835a0e87fc3c26fe1981481c546a814216cb0d287f2e3","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-5-13-105","next":"us-co/c.r.s.-5-16-101"},"notice":"GroundRules: Original legal text. Not legal advice."}