{"data":{"id":"us-co/c.r.s.-5-3-108","jurisdiction":"us-co","citation":"C.R.S. § 5-3-108","heading":"Written agreement required.","body":"No consumer credit transaction shall be valid or enforceable in this state unless its terms are contained in a written agreement and a copy is provided to the consumer at or before the time credit is extended. A creditor may provide the copy to the consumer in a form other than paper upon the consumer's written authorization.","path":["Title 5 - CONSUMER CREDIT CODE","Article 3 - Regulation of Agreements and Practices","Part 1 - DISCLOSURES, NOTICES, RECORDS, AND ADVERTISING"],"source_url":"https://olls.info/crs/crs2026-title-05.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"396338febe21b94b41ed31735ab3b8939d47f8144149ba9297277e0e420e9945","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-5-3-107","next":"us-co/c.r.s.-5-3-109"},"notice":"GroundRules: Original legal text. Not legal advice."}