{"data":{"id":"us-co/c.r.s.-5-3.1-121","jurisdiction":"us-co","citation":"C.R.S. § 5-3.1-121","heading":"Unfair or deceptive practices.","body":"(1) No person shall engage in unfair or deceptive acts, practices, or advertising in connection with a deferred deposit loan.\n\n(2) No person may engage in any device, subterfuge, or pretense to evade the requirements of this article, including making loans disguised as a personal property sale, and leaseback transaction; disguising loan proceeds as a cash rebate for the pretextual installment sale of goods or services; or making, offering, guaranteeing, assisting, or arranging a consumer to obtain a loan with a greater rate of interest, consideration, or charge than is permitted by this article through any method including mail, telephone, internet, or any electronic means regardless of whether the person has a physical location in the state.","path":["Title 5 - CONSUMER CREDIT CODE","Article 3.1 - Deferred Deposit Loan Act"],"source_url":"https://olls.info/crs/crs2026-title-05.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"f993c4b737268c0bb06aee0061f17910320d5a69ffdc53e692957a611a53e4b9","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-5-3.1-120","next":"us-co/c.r.s.-5-3.1-122"},"notice":"GroundRules: Original legal text. Not legal advice."}