{"data":{"id":"us-co/c.r.s.-5-3.5-104","jurisdiction":"us-co","citation":"C.R.S. § 5-3.5-104","heading":"Reporting to credit bureaus.","body":"A lender or its servicer shall report at least quarterly both the favorable and unfavorable payment history information of the obligor on payments due to the lender on a covered loan to a nationally recognized consumer credit reporting agency. This section shall not prevent a lender or its servicer from agreeing with the obligor not to report specified payment history information in the event of a resolved or unresolved dispute with an obligor, and shall not apply to covered loans held or serviced by a lender for less than ninety days.","path":["Title 5 - CONSUMER CREDIT CODE","Article 3.5 - Consumer Equity Protection","Part 1 - OBLIGOR PROTECTION"],"source_url":"https://olls.info/crs/crs2026-title-05.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"4ebe87f48e2cf5a39df13c2c847162097224a14356fa48f1de49fc7997eda861","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-5-3.5-103","next":"us-co/c.r.s.-5-3.5-201"},"notice":"GroundRules: Original legal text. Not legal advice."}