{"data":{"id":"us-co/c.r.s.-5-4-109","jurisdiction":"us-co","citation":"C.R.S. § 5-4-109","heading":"Existing insurance - choice of insurer.","body":"If a creditor requires insurance, upon notice to the creditor the consumer shall have the option of providing the required insurance through an existing policy of insurance owned or controlled by the consumer or through a policy to be obtained and paid for by the consumer, but the creditor may for reasonable cause decline the insurance provided by the consumer.","path":["Title 5 - CONSUMER CREDIT CODE","Article 4 - Insurance","Part 1 - INSURANCE IN GENERAL"],"source_url":"https://olls.info/crs/crs2026-title-05.htm","current_through":"Colorado Revised Statutes 2026","vintage":"","retrieved_at":"2026-09-14T18:37:45Z","sha256":"63ad670b1baf8df8534b56bb4852470c1c5d03537c5aa6d9296a1e094739fd43","source_id":"us-co","stale":false,"prev":"us-co/c.r.s.-5-4-108","next":"us-co/c.r.s.-5-4-110"},"notice":"GroundRules: Original legal text. Not legal advice."}