{"data":{"id":"us-ct/conn.-gen.-stat.-36a-3","jurisdiction":"us-ct","citation":"Conn. Gen. Stat. § 36a-3","heading":"Other defined terms.","body":"Other definitions applying to this title or to specified parts thereof and the sections in which they appear are:\n“Account”. Sections 36a-155 and 36a-365.\n“Additional proceeds”. Section 36a-746e.\n“Administrative expense”. Section 36a-237.\n“Advance fee”. Sections 36a-485 and 36a-615.\n“Advertise”, “advertisement” or “advertising”. Sections 36a-485, 36a-535, 36a-586, 36a-596, 36a-655, 36a-671 and 36a-846.\n“Agency bank”. Section 36a-285.\n“Agent”. Section 36a-494.\n“Alternative mortgage loan”. Section 36a-265.\n“Amount financed”. Section 36a-690.\n“Annual percentage rate”. Section 36a-690.\n“Annual percentage yield”. Section 36a-316.\n“Annuities”. Section 36a-455a.\n“Applicant”. Section 36a-736.\n“APR”. Section 36a-746a.\n“Assessment area”. Section 36a-37.\n“Assets”. Section 36a-70.\n“Associate”. Section 36a-184.\n“Associated member”. Section 36a-458a.\n“Authorized delegate”. Section 36a-596.\n“Bank”. Section 36a-30.\n“Bankers' bank”. Section 36a-70.\n“Banking business”. Section 36a-425.\n“Basic services”. Section 36a-437a.\n“Billing cycle”. Section 36a-565.\n“Bona fide nonprofit organization”. Sections 36a-487 and 36a-655.\n“Branch”. Sections 36a-145, 36a-410 and 36a-435b.\n“Branch office”. Sections 36a-485 and 36a-715.\n“Branch or agency net payment entitlement”. Section 36a-428n.\n“Branch or agency net payment obligation”. Section 36a-428n.\n“Broker”. Section 36a-746a.\n“Business and industrial development corporation”. Section 36a-626.\n“Business and property in this state”. Section 36a-428n.\n“Capital”. Section 36a-435b.\n“Cash advance”. Section 36a-564.\n“Cash price”. Section 36a-770.\n“Certificate of incorporation”. Section 36a-435b.\n“CHFA loan”. Section 36a-760.\n“Clerical or support duties”. Section 36a-485.\n“Closely related activities”. Sections 36a-250 and 36a-455a.\n“Collective managing agency account”. Section 36a-365.\n“Commercial vehicle”. Section 36a-770.\n“Community bank”. Section 36a-70.\n“Community credit union”. Section 36a-37.\n“Community development bank”. Section 36a-70.\n“Community reinvestment performance”. Section 36a-37.\n“Connecticut holding company”. Sections 36a-53 and 36a-410.\n“Consolidate”. Section 36a-145.\n“Construction loan”. Section 36a-458a.\n“Consumer”. Sections 36a-155 and 36a-695.\n“Consumer Credit Protection Act”. Section 36a-676.\n“Consumer debtor” and “debtor”. Sections 36a-645 and 36a-800.\n“Consumer collection agency”. Section 36a-800.\n“Consummation”. Section 36a-746a.\n“Control person”. Sections 36a-485, 36a-535, 36a-580, 36a-596, 36a-655, 36a-671 and 36a-846.\n“Controlling interest”. Section 36a-276.\n“Conventional mortgage rate”. Section 36a-760.\n“Corporate”. Section 36a-435b.\n“Credit”. Section 36a-645.\n“Credit manager”. Section 36a-435b.\n“Creditor”. Sections 36a-676, 36a-695 and 36a-800.\n“Credit clinic”. Section 36a-700.\n“Credit rating agency”. Section 36a-695.\n“Credit report”. Section 36a-695.\n“Credit union service organization”. Section 36a-435b.\n“Credit union service organization services”. Section 36a-435b.\n“De novo branch”. Section 36a-410.\n“Debt”. Section 36a-645.\n“Debt adjustment”. Section 36a-655.\n“Debt buying”. Section 36a-800.\n“Debt mutual fund”. Sections 36a-275 and 36a-459a.\n“Debt negotiation”. Section 36a-671.\n“Debt securities”. Sections 36a-275 and 36a-459a.\n“Debtor”. Sections 36a-655 and 36a-671.\n“Deliver”. Section 36a-316.\n“Deposit”. Section 36a-316.\n“Deposit account”. Section 36a-316.\n“Deposit account charge”. Section 36a-316.\n“Deposit account disclosures”. Section 36a-316.\n“Deposit contract”. Section 36a-316.\n“Deposit services”. Section 36a-425.\n“Depositor”. Section 36a-316.\n“Depository institution”. Section 36a-485.\n“Derivative transaction”. Section 36a-262.\n“Director”. Section 36a-435b.\n“Dwelling”. Section 36a-485.\n“Earning period”. Section 36a-316.\n“Electronic payment instrument”. Section 36a-596.\n“Eligible collateral”. Section 36a-330.\n“Eligible entity”. Section 36a-34.\n“Employee”. Section 36a-485.\n“Entity”. Section 36a-380.\n“Equity mutual fund”. Sections 36a-276 and 36a-459a.\n“Equity security”. Sections 36a-276 and 36a-459a.\n“Executive officer”. Sections 36a-263 and 36a-469c.\n“Expedited Connecticut bank”. Section 36a-70.\n“Experience in the mortgage business”. Section 36a-488.\n“Federal banking agency”. Section 36a-485.\n“Federal Credit Union Act”. Section 36a-435b.\n“Federal Home Mortgage Disclosure Act”. Section 36a-736.\n“FHA loan”. Section 36a-760.\n“Fiduciary”. Section 36a-365.\n“Filing fee”. Section 36a-770.\n“Finance charge”. Sections 36a-690 and 36a-770.\n“Financial institution”. Sections 36a-41, 36a-44a, 36a-155, 36a-316, 36a-330, 36a-435b, 36a-736 and 36a-755.\n“Financial records”. Section 36a-41.\n“First mortgage loan”. Sections 36a-485, 36a-705 and 36a-725.\n“Foreclosure rescue services”. Section 36a-671.\n“Foreign banking corporation”. Section 36a-425.\n“Fully indexed rate”. Section 36a-760b.\n“General facility”. Section 36a-580.\n“Global net payment entitlement”. Section 36a-428n.\n“Global net payment obligation”. Section 36a-428n.\n“Goods”. Sections 36a-535 and 36a-770.\n“Graduated payment mortgage loan”. Section 36a-265.\n“Guardian”. Section 36a-365.\n“High cost home loan”. Section 36a-746a.\n“Holder”. Section 36a-596.\n“Home improvement loan”. Section 36a-736.\n“Home purchase loan”. Section 36a-736.\n“Home state”. Section 36a-410.\n“Housing finance agency”. Section 36a-487.\n“Immediate family member”. Sections 36a-435b and 36a-485.\n“Independent contractor”. Section 36a-485.\n“Individual”. Section 36a-485.\n“Insider”. Section 36a-454b.\n“Installment loan contract”. Sections 36a-535 and 36a-770.\n“Insurance”. Section 36a-455a.\n“Insurance bank”. Section 36a-285.\n“Insurance department”. Section 36a-285.\n“Interest”. Section 36a-316.\n“Interest rate”. Section 36a-316.\n“Interim interest”. Section 36a-746a.\n“Investments”. Section 36a-602.\n“Lender”. Sections 36a-746a, 36a-760 and 36a-770.\n“Lessor”. Section 36a-676.\n“License”. Section 36a-626.\n“Licensee”. Sections 36a-596, 36a-607 and 36a-626.\n“Limited branch”. Section 36a-145.\n“Limited facility”. Section 36a-580.\n“Loan broker”. Section 36a-615.\n“Loan processor or underwriter”. Section 36a-485.\n“Loss”. Section 36a-330.\n“Made in this state”. Section 36a-770.\n“Main office”. Section 36a-485.\n“Managing agent”. Section 36a-365.\n“Manufactured home”. Section 36a-457b.\n“Member”. Section 36a-435b.\n“Member business loan”. Section 36a-458a.\n“Member in good standing”. Section 36a-435b.\n“Membership share”. Section 36a-435b.\n“Mobile branch”. Sections 36a-145 and 36a-435b.\n“Monetary value”. Section 36a-596.\n“Money transmission”. Section 36a-596.\n“Mortgage”. Section 36a-760g.\n“Mortgage broker”. Sections 36a-485, 36a-705 and 36a-760.\n“Mortgage correspondent lender”. Section 36a-485.\n“Mortgage insurance”. Section 36a-725.\n“Mortgage lender”. Sections 36a-485, 36a-705 and 36a-725.\n“Mortgage loan”. Sections 36a-261, 36a-265, 36a-457b and 36a-736.\n“Mortgage loan originator”. Section 36a-485.\n“Mortgage rate lock-in”. Section 36a-705.\n“Mortgage servicer”. Section 36a-715t.\n“Mortgagee”. Sections 36a-671 and 36a-715.\n“Mortgagor”. Sections 36a-671 and 36a-715.\n“Motor vehicle”. Section 36a-770.\n“Multiple common bond membership”. Section 36a-435b.\n“Municipality”. Section 36a-800.\n“Net outstanding member business loan balance”. Section 36a-458a.\n“Net worth”. Sections 36a-441a and 36a-458a.\n“Network”. Section 36a-155.\n“Nonprime home loan”. Section 36a-760.\n“Nonrefundable”. Section 36a-498.\n“Nontraditional mortgage product”. Section 36a-489a.\n“Note account”. Sections 36a-301 and 36a-456b.\n“Office”. Sections 36a-23, 36a-316 and 36a-485.\n“Officer”. Section 36a-435b.\n“Open-end line of credit”. Section 36a-760.\n“Open-end loan”. Section 36a-565.\n“Organization”. Section 36a-800.\n“Out-of-state holding company”. Section 36a-410.\n“Outstanding”. Section 36a-596.\n“Passbook savings account”. Section 36a-316.\n“Payment instrument”. Section 36a-596.\n“Periodic statement”. Section 36a-316.\n“Permissible investment”. Section 36a-596.\n“Person”. Sections 36a-184 and 36a-485.\n“Post”. Section 36a-316.\n“Prepaid finance charge”. Section 36a-746a.\n“Prime quality”. Section 36a-596.\n“Principal amount of the loan”. Section 36a-485.\n“Processor”. Section 36a-155.\n“Public deposit”. Section 36a-330.\n“Purchaser”. Section 36a-596.\n“Qualified financial contract”. Section 36a-428n.\n“Qualified public depository” and “depository”. Section 36a-330.\n“Real estate”. Section 36a-457b.\n“Real estate brokerage activity”. Section 36a-485.\n“Records”. Section 36a-17.\n“Registered mortgage loan originator”. Section 36a-485.\n“Related person”. Section 36a-53.\n“Relocate”. Sections 36a-145 and 36a-462a.\n“Residential mortgage loan”. Section 36a-485.\n“Residential property”. Section 36a-671.\n“Residential real estate”. Section 36a-485.\n“Resulting entity”. Section 36a-34.\n“Retail buyer”. Sections 36a-535 and 36a-770.\n“Retail credit transaction”. Section 42-100b.\n“Retail installment contract”. Sections 36a-535 and 36a-770.\n“Retail installment sale”. Sections 36a-535 and 36a-770.\n“Retail seller”. Sections 36a-535 and 36a-770.\n“Reverse annuity mortgage loan”. Section 36a-265.\n“Sales finance company”. Sections 36a-535 and 36a-770.\n“Savings department”. Section 36a-285.\n“Savings deposit”. Section 36a-316.\n“Secondary mortgage loan”. Section 36a-485.\n“Security convertible into a voting security”. Section 36a-184.\n“Senior management”. Section 36a-435b.\n“Servicing”. Section 36a-846.\n“Settlement agent”. Section 36a-494.\n“Share”. Section 36a-435b.\n“Short sale”. Section 36a-671.\n“Simulated check”. Section 36a-485.\n“Single common bond membership”. Section 36a-435b.\n“Special mortgage”. Section 36a-760c.\n“Social purpose investment”. Section 36a-277.\n“Sponsored”. Section 36a-485.\n“Standard mortgage loan”. Section 36a-265.\n“Stored value”. Section 36a-596.\n“Student education loan”. Section 36a-846.\n“Student loan borrower”. Section 36a-846.\n“Student loan servicer”. Section 36a-846.\n“Table funding agreement”. Section 36a-485.\n“Tax and loan account”. Sections 36a-301 and 36a-456b.\n“The Savings Bank Life Insurance Company”. Section 36a-285.\n“Time account”. Section 36a-316.\n“Travelers check”. Section 36a-596.\n“Troubled Connecticut credit union”. Section 36a-448a.\n“Unique identifier”. Section 36a-485.\n“Unsecured loan”. Section 36a-615.\n“Value”. Section 36a-603.\n“Virtual banking”. Section 36a-170.\n“Warehouse agreement”. Section 36a-485.","path":["TITLE 36a. THE BANKING LAW OF CONNECTICUT","CHAPTER 664. GENERAL STATEMENT AND DEFINITIONS"],"source_url":"https://www.cga.ct.gov/current/pub/chap_664.htm#sec_36a-3","current_through":"Revised to January 1, 2026 (2026 Supplement to the General Statutes of Connecticut, applied over the base revision of January 1, 2025)","vintage":"","retrieved_at":"2026-09-06T19:07:12Z","sha256":"bfcf49fd9855edd5e582825ea4b3f95a18922775af74aa07e9085b31d138c710","source_id":"us-ct","stale":false,"prev":"us-ct/conn.-gen.-stat.-36a-2","next":"us-ct/conn.-gen.-stat.-36a-4-to-36a-9"},"notice":"GroundRules: Original legal text. Not legal advice."}