{"data":{"id":"us-ct/conn.-gen.-stat.-36a-725","jurisdiction":"us-ct","citation":"Conn. Gen. Stat. § 36a-725","heading":"(Formerly Sec. 36-442aa). Definitions.","body":"As used in this section and section 36a-726, unless the context otherwise requires:\n(1) “First mortgage loan” means any loan made to an individual, the proceeds of which are to be used primarily for personal, family or household purposes, which loan is secured by a mortgage upon any interest in one-to-four-family residential, owner-occupied real property located in this state which is not subject to any prior mortgages. The term includes the renewal or refinancing of an existing first mortgage loan;\n(2) “Mortgage insurance” means insurance written by an independent mortgage insurance company to protect the mortgage lender against loss incurred in the event of a default by a borrower under the mortgage loan;\n(3) “Mortgage lender” means any person engaged in the business of making first mortgage loans, including, but not limited to, banks, out-of-state banks, Connecticut credit unions, federal credit unions, out-of-state credit unions, and mortgage lenders and mortgage correspondent lenders required to be licensed under sections 36a-485 to 36a-498a, inclusive.","path":["TITLE 36a. THE BANKING LAW OF CONNECTICUT","CHAPTER 669*. REGULATED ACTIVITIES","PART VIII. MORTGAGE INSURANCE"],"source_url":"https://www.cga.ct.gov/current/pub/chap_669.htm#sec_36a-725","current_through":"Revised to January 1, 2026 (2026 Supplement to the General Statutes of Connecticut, applied over the base revision of January 1, 2025)","vintage":"","retrieved_at":"2026-09-06T19:07:12Z","sha256":"cf1a08b442c761f2242ae32b3f099d866e725184017f74ce751db6153612168f","source_id":"us-ct","stale":false,"prev":"us-ct/conn.-gen.-stat.-36a-721-to-36a-724","next":"us-ct/conn.-gen.-stat.-36a-726"},"notice":"GroundRules: Original legal text. Not legal advice."}