{"data":{"id":"us-ct/conn.-gen.-stat.-36a-814","jurisdiction":"us-ct","citation":"Conn. Gen. Stat. § 36a-814","heading":"Initiation of cause of action for purchased debt prohibited when statute of limitations has expired. Limitations period not extended by payment or affirmation.","body":"(a) For the purposes of this section, “creditor” has the same meaning as in section 36a-645.\n(b) No creditor or consumer collection agency that purchased debt shall initiate a cause of action to collect the debt owed by a consumer debtor when such creditor or consumer collection agency knows or reasonably should know that the applicable statute of limitations on such cause of action has expired.\n(c) Notwithstanding any other provision of law, when the applicable statute of limitations on a cause of action to collect debt owed by a consumer has expired, any subsequent payment toward or oral or written affirmation of the debt owed by the consumer shall not extend the limitations period within which the creditor or consumer collection agency that purchased the debt may bring the cause of action.","path":["TITLE 36a. THE BANKING LAW OF CONNECTICUT","CHAPTER 669*. REGULATED ACTIVITIES","PART XII. CONSUMER COLLECTION AGENCIES"],"source_url":"https://www.cga.ct.gov/current/pub/chap_669.htm#sec_36a-814","current_through":"Revised to January 1, 2026 (2026 Supplement to the General Statutes of Connecticut, applied over the base revision of January 1, 2025)","vintage":"","retrieved_at":"2026-09-06T19:07:12Z","sha256":"c55a324254658ead8e5074597fffe8274574839c86cf566075448c180b268900","source_id":"us-ct","stale":false,"prev":"us-ct/conn.-gen.-stat.-36a-813","next":"us-ct/conn.-gen.-stat.-36a-815-to-36a-829"},"notice":"GroundRules: Original legal text. Not legal advice."}