{"data":{"id":"us-ct/conn.-gen.-stat.-38a-845","jurisdiction":"us-ct","citation":"Conn. Gen. Stat. § 38a-845","heading":"(Formerly Sec. 38-282). Exhaustion of rights under policy prior to claim against association. Claims recoverable from more than one association. Persons required to exhaust rights under governmental insurance or guaranty program.","body":"(a) Any person having a claim against an insurer under any provision in an insurance policy, other than a policy of an insolvent insurer, which is also a covered claim under sections 38a-836 to 38a-853, inclusive, shall exhaust first his rights under such policy. Any amount payable on a covered claim under said sections shall be reduced by the amount recoverable under the claimant's insurance policy or chapter 568.\n(b) Any person having a claim which may be recovered under more than one insurance guaranty association or its equivalent having a like function to that of said association shall seek recovery first from the association operating in the area of the residence of the insured except that (1) if it is a first party claim for damage to property with a permanent location, such person shall seek recovery first from the association operating in the location of the property, and (2) if it is a workers' compensation claim, such person shall seek recovery first from the association operating in the area of residence of the claimant. Any recovery under sections 38a-836 to 38a-853, inclusive, shall be reduced by the amount recoverable from any other insurance guaranty association or its equivalent having a like function to that of said association.\n(c) Any person having a claim under any governmental insurance or guaranty program which such claim is also a covered claim shall be required to first exhaust his rights under such program. Any amount payable on a covered claim under sections 38a-836 to 38a-853, inclusive, shall be reduced by any amount recoverable under such program.","path":["TITLE 38a. INSURANCE","CHAPTER 704a*. INSURANCE GUARANTY FUNDS","PART I*. CONNECTICUT INSURANCE GUARANTY ASSOCIATION ACT"],"source_url":"https://www.cga.ct.gov/current/pub/chap_704a.htm#sec_38a-845","current_through":"Revised to January 1, 2026 (2026 Supplement to the General Statutes of Connecticut, applied over the base revision of January 1, 2025)","vintage":"","retrieved_at":"2026-09-06T19:07:13Z","sha256":"162620841f5c0000f0bdd4c1974cd7cc202d67abf45271b335454753e7eb5656","source_id":"us-ct","stale":false,"prev":"us-ct/conn.-gen.-stat.-38a-844","next":"us-ct/conn.-gen.-stat.-38a-846"},"notice":"GroundRules: Original legal text. Not legal advice."}