{"data":{"id":"us-ct/conn.-gen.-stat.-42a-9-516","jurisdiction":"us-ct","citation":"Conn. Gen. Stat. § 42a-9-516","heading":"What constitutes filing. Effectiveness of filing.","body":"(a) Except as otherwise provided in subsection (b) of this section, communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing. In the case of the recording of a record in a filing office described in subdivision (1) of subsection (a) of section 42a-9-501, tender of the filing fee means tender of the fee specified in section 7-34a.\n(b) Filing does not occur with respect to a record that a filing office refuses to accept because:\n(1) The record is not communicated by a method or medium of communication authorized by the filing office;\n(2) An amount equal to or greater than the applicable filing fee is not tendered;\n(3) The filing office is unable to index the record because:\n(A) In the case of an initial financing statement, the record does not provide a name for the debtor;\n(B) In the case of an amendment or information statement, the record:\n(i) Does not identify the initial financing statement as required by section 42a-9-512 or 42a-9-518, as applicable; or\n(ii) Identifies an initial financing statement whose effectiveness has lapsed under section 42a-9-515; or\n(C) In the case of an initial financing statement that provides the name of a debtor identified as an individual or an amendment that provides a name of a debtor identified as an individual which was not previously provided in the financing statement to which the record relates, the record does not identify the debtor's surname;\n(4) In the case of an initial financing statement or an amendment that adds a secured party of record, the record does not provide a name and mailing address for the secured party of record;\n(5) In the case of an initial financing statement or an amendment that provides a name of a debtor which was not previously provided in the financing statement to which the amendment relates, the record does not:\n(A) Provide a mailing address for the debtor; or\n(B) Indicate whether the name provided as the name of the debtor is the name of an individual or an organization;\n(6) In the case of an assignment reflected in an initial financing statement under subsection (a) of section 42a-9-514 or an amendment filed under subsection (b) of section 42a-9-514, the record does not provide a name and mailing address for the assignee; or\n(7) In the case of a continuation statement, the record is not filed within the six-month period prescribed by subsection (d) of section 42a-9-515.\n(c) For purposes of subsection (b) of this section:\n(1) A record does not provide information if the filing office is unable to read or decipher the information; and\n(2) A record that does not indicate that it is an amendment or identify an initial financing statement to which it relates, as required by section 42a-9-512, 42a-9-514 or 42a-9-518, is an initial financing statement.\n(d) A record that is communicated to the filing office with tender of the filing fee, but which the filing office refuses to accept for a reason other than one set forth in subsection (b) of this section, is effective as a filed record except as against a purchaser of the collateral which gives value in reasonable reliance upon the absence of the record from the files.","path":["TITLE 42a. UNIFORM COMMERCIAL CODE","ARTICLE 9*. SECURED TRANSACTIONS","PART 5*. FILING"],"source_url":"https://www.cga.ct.gov/current/pub/art_009.htm#sec_42a-9-516","current_through":"Revised to January 1, 2026 (2026 Supplement to the General Statutes of Connecticut, applied over the base revision of January 1, 2025)","vintage":"","retrieved_at":"2026-09-06T19:07:15Z","sha256":"a267459effc17677c7e6fc58b72d69c5374f9045c1cd938a03376db6e728aaad","source_id":"us-ct","stale":false,"prev":"us-ct/conn.-gen.-stat.-42a-9-515","next":"us-ct/conn.-gen.-stat.-42a-9-517"},"notice":"GroundRules: Original legal text. Not legal advice."}