{"data":{"id":"us-ct/conn.-gen.-stat.-49-7b","jurisdiction":"us-ct","citation":"Conn. Gen. Stat. § 49-7b","heading":"(Note: This section is effective July 1, 2026.) Creditor notice of noncoverage for flood loss. Requirement.","body":"(a) Not later than ten days prior to the date of the closing in a mortgage loan transaction, each creditor, as defined in section 49-6a, shall notify the mortgage loan applicant, in writing, that: (1) Standard homeowners insurance policies do not cover flood damage and related losses; (2) flood damage to property may occur regardless of whether the real property is located in a designated flood zone; and (3) the applicant may wish to consult a licensed insurance producer or surplus lines broker concerning the availability and benefits of obtaining flood insurance.\n(b) The notice required by subsection (a) of this section shall be written in plain language and signed and dated by the mortgage loan applicant to acknowledge receipt of such notice. Each creditor shall keep and maintain a copy of such notice with the mortgage loan applicant's mortgage records.","path":["TITLE 49. MORTGAGES AND LIENS","CHAPTER 846. MORTGAGES"],"source_url":"https://www.cga.ct.gov/2026/sup/chap_846.htm#sec_49-7b","current_through":"Revised to January 1, 2026 (2026 Supplement to the General Statutes of Connecticut, applied over the base revision of January 1, 2025)","vintage":"","retrieved_at":"2026-09-06T19:07:27Z","sha256":"581601901ea4d2bd5bd7a763c27d679eac4a4559769e624d58e43d072e576966","source_id":"us-ct","stale":false,"prev":"us-ct/conn.-gen.-stat.-49-31v","next":"us-ct/conn.-gen.-stat.-49-13b"},"notice":"GroundRules: Original legal text. Not legal advice."}