{"data":{"id":"us-dc/d.c.-code-26-1152.05","jurisdiction":"us-dc","citation":"D.C. Code § 26-1152.05","heading":"No encouragement of default.","body":"A lender shall not recommend or encourage the borrower to default on an existing loan or other debt prior to and in connection with the closing or planned closing of a covered loan that refinances all or any portion of the existing loan or other debt.","path":["Title 26. Banks and Other Financial Institutions.","Chapter 11A. Home Loan Protection.","Subchapter II. Prohibited Practices."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/26-1152.05","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"5684eea0826f3fc562bdcda4e75a86ecf7de21ab7c4799075e989d2deb95ed4e","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-26-1152.04","next":"us-dc/d.c.-code-26-1152.06"},"notice":"GroundRules: Original legal text. Not legal advice."}