{"data":{"id":"us-dc/d.c.-code-26-1152.07","jurisdiction":"us-dc","citation":"D.C. Code § 26-1152.07","heading":"Failing to report favorable payment record.","body":"A lender or its servicer shall report a borrower’s favorable payment history and information to a nationally recognized credit-reporting agency at least once every 12 months. This section shall not prevent a lender or its servicer from agreeing with the borrower not to report payment history information and shall not apply to covered loans held or serviced by a lender for less than 90 days. Nothing in this section shall prevent a lender from reporting a borrower’s unfavorable payment history.","path":["Title 26. Banks and Other Financial Institutions.","Chapter 11A. Home Loan Protection.","Subchapter II. Prohibited Practices."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/26-1152.07","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"36cef1189d91588d0eb917f8e52ca1e898eacd0bfc9d180640e0ce2ad24ec7d1","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-26-1152.06","next":"us-dc/d.c.-code-26-1152.08"},"notice":"GroundRules: Original legal text. Not legal advice."}