{"data":{"id":"us-dc/d.c.-code-26-1152.11","jurisdiction":"us-dc","citation":"D.C. Code § 26-1152.11","heading":"Failure to timely send disclosure notice.","body":"(a)\nIn making a covered loan, a lender shall send to the borrower a Red Flag Warning Disclosure Notice.\n\n(b)\nThis notice shall be received by the borrower at least 3 business days prior to closing of the loan.\n\n(c)\nIf the loan is originated with the assistance of a mortgage broker, the mortgage broker shall provide the Red Flag Warning Disclosure Notice.\n\n(d)\nOnly one Red Flag Warning Disclosure Notice must be provided to each borrower.\n\n(e)\nThe Mayor shall promulgate, by regulation, the Red Flag Warning Disclosure Notice and instructions for completing, executing, and sending the disclosure notice. The Mayor may revise the disclosure notice or instructions at any time not less than 90 days in advance of the publication in the District of Columbia Register. After the publication of a revised disclosure notice or revised instructions, either the existing or revised instructions may be followed and either the existing or revised disclosure notice shall be accepted until the advance publication period expires.","path":["Title 26. Banks and Other Financial Institutions.","Chapter 11A. Home Loan Protection.","Subchapter II. Prohibited Practices."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/26-1152.11","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"343102479f3458aba86843871f89d86dbd17c6e14f731e6ead9bacd0286a7a84","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-26-1152.10","next":"us-dc/d.c.-code-26-1152.12"},"notice":"GroundRules: Original legal text. Not legal advice."}