{"data":{"id":"us-dc/d.c.-code-28-3602","jurisdiction":"us-dc","citation":"D.C. Code § 28-3602","heading":"Finance charge.","body":"Such a bank or savings and loan association may contract for and receive interest at the rate provided for in Chapter 33 of this subtitle, or, in lieu of such interest, a finance charge which, if expressed as an annual percentage rate, does not exceed a rate of 21% per annum on the unpaid balances of principal.","path":["Title 28. Commercial Instruments and Transactions. [Enacted title]","Chapter 36. Direct Motor Vehicle Installment Loans."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/28-3602","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"0938c05c4e693e116803e9dedafaeb142a10d9ce536cdf6cf9d08279d32a44ba","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-28-3601","next":"us-dc/d.c.-code-28-3603"},"notice":"GroundRules: Original legal text. Not legal advice."}