{"data":{"id":"us-dc/d.c.-code-28-4-202","jurisdiction":"us-dc","citation":"D.C. Code § 28:4-202","heading":"Responsibility for collection or return; when action timely.","body":"(a)\nA collecting bank must exercise ordinary care in:\n(1)\nPresenting an item or sending it for presentment;\n(2)\nSending notice of dishonor or nonpayment, or returning an item other than a documentary draft to the bank’s transferor after learning that the item has not been paid or accepted, as the case may be;\n(3)\nSettling for an item when the bank receives final settlement; and\n(4)\nNotifying its transferor of any loss or delay in transit within a reasonable time after discovery thereof.\n\n(b)\nA collecting bank exercises ordinary care under subsection (a) of this section by taking proper action before its midnight deadline following receipt of an item, notice, or settlement. Taking proper action within a reasonably longer time may constitute the exercise of ordinary care, but the bank has the burden of establishing timeliness.\n\n(c)\nSubject to subsection (a)(1) of this section, a bank is not liable for the insolvency, neglect, misconduct, mistake, or default of another bank or person or for loss or destruction of an item in the possession of others or in transit.","path":["Title 28. Commercial Instruments and Transactions. [Enacted title]","Subtitle I. Uniform Commercial Code.","Article 4. Bank Deposits and Collections.","Part 2. Collection of Items: Depositary and Collecting Banks."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/28:4-202","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"16b1377919ff4be9b5f22e4e5256cb4c4828dc4819fb9072ba157ec29250b3f5","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-28-4-201","next":"us-dc/d.c.-code-28-4-203"},"notice":"GroundRules: Original legal text. Not legal advice."}