{"data":{"id":"us-dc/d.c.-code-28-9-605","jurisdiction":"us-dc","citation":"D.C. Code § 28:9-605","heading":"Unknown debtor or secondary obligor.","body":"(a)\nExcept as provided in subsection (b), a secured party does not owe a duty based on its status as a third party.\n(1)\nTo a person that is a debtor or obligor, unless the secured party knows:\n(A)\nThat the person is a debtor or obligor;\n(B)\nThe identity of the person; and\n(C)\nHow to communicate with the person; or\n(2)\nTo a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:\n(A)\nThat the person is a debtor; and\n(B)\nThe identity of the person.\n\n(b)\nA secured party owes a duty based on its status as a secured party to a person if, at the time the secured party obtains control of collateral that is a controllable account, controllable electronic record, or controllable payment intangible or at the time the security interest attaches to the collateral, whichever is later:\n(1)\nThe person is a debtor or obligor; and\n(2)\nThe secured party knows that the information in subsection (a)(1)(A), (B), or (C) of this section relating to the person is not provided by the collateral, a record attached to or logically associated with the collateral, or the system in which the collateral is recorded.","path":["Title 28. Commercial Instruments and Transactions. [Enacted title]","Subtitle I. Uniform Commercial Code.","Article 9. Secured Transactions.","Part VI. Default.","Subpart 1. Default and Enforcement of Security Interest."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/28:9-605","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"d7180a12ba7631a839b0bcdc9b89dc687ec4682f78c03641b20c741c1535d28c","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-28-9-604","next":"us-dc/d.c.-code-28-9-606"},"notice":"GroundRules: Original legal text. Not legal advice."}