{"data":{"id":"us-dc/d.c.-code-28-9-607","jurisdiction":"us-dc","citation":"D.C. Code § 28:9-607","heading":"Collection and enforcement by secured party.","body":"(a)\nIf so agreed, and in any event after default, a secured party:\n(1)\nMay notify an account debtor or other person obligated on collateral to make payment or otherwise render performance to or for the benefit of the secured party;\n(2)\nMay take any proceeds to which the secured party is entitled under § 28:9-315;\n(3)\nMay enforce the obligations of an account debtor or other person obligated on collateral and exercise the rights of the debtor with respect to the obligation of the account debtor or other person obligated on collateral to make payment or otherwise render performance to the debtor, and with respect to any property that secures the obligations of the account debtor or other person obligated on the collateral;\n(4)\nIf it holds a security interest in a deposit account perfected by control under § 28:9-104(a)(1), may apply the balance of the deposit account to the obligation secured by the deposit account; and\n(5)\nIf it holds a security interest in a deposit account perfected by control under § 28:9-104(a)(2) or (3), may instruct the bank to pay the balance of the deposit account to or for the benefit of the secured party.\n\n(b)\nIf necessary to enable a secured party to exercise under subsection (a)(3) the right of a debtor to enforce a mortgage nonjudicially, the secured party may record in the office in which a record of the mortgage is recorded:\n(1)\nA copy of the security agreement that creates or provides for a security interest in the obligation secured by the mortgage; and\n(2)\nThe secured party’s sworn affidavit in recordable form stating that:\n(A)\nA default has occurred with respect to the obligation secured by the mortgage; and\n(B)\nThe secured party is entitled to enforce the mortgage nonjudicially.\n\n(c)\nA secured party shall proceed in a commercially reasonable manner if the secured party:\n(1)\nUndertakes to collect from or enforce an obligation of an account debtor or other person obligated on collateral; and\n(2)\nIs entitled to charge back uncollected collateral or otherwise to full or limited recourse against the debtor or a secondary obligor.\n\n(d)\nA secured party may deduct from the collections made pursuant to subsection (c) reasonable expenses of collection and enforcement, including reasonable attorney’s fees and legal expenses incurred by the secured party.\n\n(e)\nThis section does not determine whether an account debtor, bank, or other person obligated on collateral owes a duty to a secured party.","path":["Title 28. Commercial Instruments and Transactions. [Enacted title]","Subtitle I. Uniform Commercial Code.","Article 9. Secured Transactions.","Part VI. Default.","Subpart 1. Default and Enforcement of Security Interest."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/28:9-607","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"5927afe6635c0b9e2027dcb2023d1571a0c579aeff1766f4329935d0e27cf1ee","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-28-9-606","next":"us-dc/d.c.-code-28-9-608"},"notice":"GroundRules: Original legal text. Not legal advice."}