{"data":{"id":"us-dc/d.c.-code-31-2231.03","jurisdiction":"us-dc","citation":"D.C. Code § 31-2231.03","heading":"Misrepresentations and false advertising of insurance policies.","body":"No person shall make, issue, circulate, or cause to be made, issued or circulated, an estimate, illustration, circular or statement, sales presentation, omission, or comparison that:\n\n(1)\nMisrepresents the benefits, advantages, conditions, or terms of a policy;\n\n(2)\nMisrepresents the dividends or share of the surplus to be received on a policy;\n\n(3)\nMakes a false or misleading statement as to the dividends or share of surplus previously paid on a policy;\n\n(4)\nIs misleading or is a misrepresentation as to the financial condition of an insurer or as to the legal reserve system upon which a life insurer operates;\n\n(5)\nUses a name or title of a policy or class of policies misrepresenting the true nature thereof;\n\n(6)\nIs a misrepresentation, including an intentional erroneous quotation of a premium rate for the purpose of inducing, or tending to induce, the purchase, lapse, forfeiture, exchange, conversion, or surrender of a policy;\n\n(7)\nIs a misrepresentation for the purpose of effecting a pledge or assignment of, or effecting a loan against, a policy;\n\n(8)\nMisrepresents a policy as being shares of stock; or\n\n(9)\nUses a name which deceptively infers or suggests that it is an insurer if it is not an insurer.","path":["Title 31. Insurance and Securities.","Chapter 22A. Unfair Insurance Trade Practices."],"source_url":"https://code.dccouncil.gov/us/dc/council/code/sections/31-2231.03","current_through":"2026-08-20 (D.C. Law 26-175)","vintage":"","retrieved_at":"2026-08-29T05:44:07Z","sha256":"702d6c24f7e87cf7a574349d9fb67556bca8443183be5bbc01ea0621ebf0ddf6","source_id":"us-dc","stale":false,"prev":"us-dc/d.c.-code-31-2231.02","next":"us-dc/d.c.-code-31-2231.04"},"notice":"GroundRules: Original legal text. Not legal advice."}