{"data":{"id":"us-de/16-del.-c.-1120","jurisdiction":"us-de","citation":"16 Del. C. § 1120","heading":"Insurance requirement [Effective Feb. 27, 2027].","body":"(a) A covered long-term care facility must maintain insurance coverage in a minimum amount of $1 million per claim/$3 million in the aggregate each for general liability and professional liability, respectively. These policies must also include abuse and molestation coverage.\n(b) A covered long-term facility must, as a condition of receiving and maintaining an active license, certification, or other authority to provide health-care services in this State, furnish proof of the required insurance to the Department.\n(c) A covered long-term care facility must provide proof of the required insurance with any application for renewal of such license, certification, or authority.\n(d) An insurance company providing coverage to a covered long-term care facility must notify the Department within 14 days of any lapse in or cancellation of coverage for the covered long-term care facility.\n(e) Failure to maintain minimum insurance limits under this section will result in revocation of the covered long-term care facility’s license.\n(f) This section does not apply to a covered long-term care facility owned and operated by this State.","path":["Title 16. Health and Safety","Part II. Regulatory Provisions Concerning Public Health","Chapter 11. Long-Term Care Facilities and Services","Subchapter I. Licensing By The State"],"source_url":"https://delcode.delaware.gov/title16/title16.pdf","current_through":"2026-08-27 (85 Del. Laws, c. 453, 455-458, 460)","vintage":"","retrieved_at":"2026-09-19T02:14:31Z","sha256":"5767d41d309bff2a69781d5f35980f81d53e13432377ad79ddc13eac8368ca93","source_id":"us-de","stale":false,"prev":"us-de/16-del.-c.-1119d","next":"us-de/16-del.-c.-1121"},"notice":"GroundRules: Original legal text. Not legal advice."}