{"data":{"id":"us-de/18-del.-c.-2053","jurisdiction":"us-de","citation":"18 Del. C. § 2053","heading":"Requirements for sale of portable electronics insurance.","body":"(a) At every location where portable electronics insurance is offered to customers, brochures or other written materials must be made available to a prospective customer which:\n(1) Disclose that portable electronics insurance may provide a duplication of coverage already provided by a customer’s homeowner’s insurance policy, renter’s insurance policy or other source of coverage;\n(2) State that the enrollment by the customer in a portable electronics insurance program is not required in order to purchase or lease portable electronics or services;\n(3) Summarize the material terms of the insurance coverage, including:\na. The identity of the insurer;\nb. The identity of the supervising entity;\nc. The amount of any applicable deductible and how it is to be paid;\nd. Benefits of the coverage; and\ne. Key terms and conditions of coverage such as whether portable electronics may be repaired or replaced with similar make and model reconditioned or nonoriginal manufacturer parts or equipment;\n(4) Summarize the process for filing a claim, including a description of how to return portable electronics and the maximum fee applicable in the event the customer fails to comply with any equipment return requirements; and\n(5) State that an enrolled customer may cancel enrollment for coverage under a portable electronics insurance policy at any time and the person paying the premium shall receive a refund or credit of any applicable unearned premium.\n(b) Portable electronics insurance may be offered on a month-to-month or other periodic basis as a group or master commercial inland marine policy issued to a vendor of portable electronics for its enrolled customers.\n(c) Eligibility and underwriting standards for customers electing to enroll in coverage shall be established for each portable electronics insurance program.","path":["Title 18. Insurance Code","Insurance","CHAPTER 20A. Portable Electronic Device Insurance Producer Limited License Act"],"source_url":"https://delcode.delaware.gov/title18/c020a/index.html#2053","current_through":"2026-08-10 (85 Del. Laws, c. 421, 424)","vintage":"","retrieved_at":"2026-09-05T23:02:24Z","sha256":"5b59f02126d5fd458fe40619692c1d4c6641e930272538d5a0ff95c7b23a5bdc","source_id":"us-de","stale":true,"prev":"us-de/18-del.-c.-2052","next":"us-de/18-del.-c.-2054"},"notice":"GroundRules: Original legal text. Not legal advice."}