{"data":{"id":"us-de/18-del.-c.-3606","jurisdiction":"us-de","citation":"18 Del. C. § 3606","heading":"Preexisting conditions [For application of this section, see 79 Del. Laws, c. 99, § 19].","body":"(a) Notwithstanding § 3306 of this title, a policy or contract must not deny, exclude, or limit benefits for a covered individual for losses due to a preexisting condition, and the policy or contract must not include wording that would permit a defense based upon preexisting conditions.\n(b) Notwithstanding subsection (a) of this section and § 3306 of this title, an insurer or a health service corporation which issues a specified disease policy, regardless of whether such policy is issued on the basis of a detailed application form, a simplified application for or an enrollment form, may not deny a claim for any covered loss that begins after the policy has been in force. Except for rescission for misrepresentation, no other defenses based upon preexisting conditions are permitted.","path":["Title 18. Insurance Code","Insurance","CHAPTER 36. Individual Health Insurance Minimum Standards"],"source_url":"https://delcode.delaware.gov/title18/c036/index.html#3606","current_through":"2026-08-10 (85 Del. Laws, c. 421, 424)","vintage":"","retrieved_at":"2026-09-05T23:02:24Z","sha256":"15a523ff9468ecb2adb17f8b450894ea18e3a37e7afcde6b8eab90b3d5eee4fb","source_id":"us-de","stale":true,"prev":"us-de/18-del.-c.-3605","next":"us-de/18-del.-c.-3607"},"notice":"GroundRules: Original legal text. Not legal advice."}