{"data":{"id":"us-de/18-del.-c.-4120","jurisdiction":"us-de","citation":"18 Del. C. § 4120","heading":"Scope of subchapter.","body":"This subchapter shall apply to policies of property insurance, other than policies of inland marine insurance and policies of property insurance issued through a residual market mechanism, covering risks to property located in this State which take effect or are renewed after January 19, 1986, and which insure any of the following contingencies:\n(1) Loss of or damage to real property which consists of not more than 4 residential units, 1 of which is the principal place of residence of the named insured; or\n(2) Loss of or damage to personal property in which the named insured has an insurable interest where:\na. The personal property is used for personal, family or household purposes; and\nb. The personal property is within a residential dwelling.","path":["Title 18. Insurance Code","Insurance","CHAPTER 41. Property Insurance Contracts","Subchapter III. Declinations, Renewals and Cancellations of Property Insurance Contracts"],"source_url":"https://delcode.delaware.gov/title18/c041/sc03/index.html#4120","current_through":"2026-08-10 (85 Del. Laws, c. 421, 424)","vintage":"","retrieved_at":"2026-09-05T23:02:24Z","sha256":"7486a15d2f521916ca2516b0ef41ec83fb8878ad709fde712707f6bf2a57810d","source_id":"us-de","stale":true,"prev":"us-de/18-del.-c.-4113","next":"us-de/18-del.-c.-4121"},"notice":"GroundRules: Original legal text. Not legal advice."}