{"data":{"id":"us-de/18-del.-c.-4123","jurisdiction":"us-de","citation":"18 Del. C. § 4123","heading":"Permissible cancellations.","body":"After coverage has been in effect for more than 60 days or after the effective date of a renewal policy a notice of cancellation shall not be issued unless it is based upon at least 1 of the following reasons:\n(1) Nonpayment of premium;\n(2) Discovery of fraud or material misrepresentation made by or with the knowledge of the named insured in obtaining the policy, continuing the policy or in presenting a claim under the policy;\n(3) Discovery of wilful or reckless acts or omissions on the part of the named insured which increase any hazard insured against;\n(4) The occurrence of a change in the risk which substantially increases any hazard insured against after insurance coverage has been issued or renewed;\n(5) A violation of any local fire, health, safety, building or construction regulation or ordinance with respect to any insured property or the occupancy thereof which substantially increases any hazard insured against;\n(6) A determination of the Insurance Commissioner that the continuation of the policy would place the insurer in violation of the insurance laws of this State;\n(7) Real property taxes owing on the insured property have been delinquent for 2 or more years and continue delinquent at the time notice of cancellation is issued.","path":["Title 18. Insurance Code","Insurance","CHAPTER 41. Property Insurance Contracts","Subchapter III. Declinations, Renewals and Cancellations of Property Insurance Contracts"],"source_url":"https://delcode.delaware.gov/title18/c041/sc03/index.html#4123","current_through":"2026-08-10 (85 Del. Laws, c. 421, 424)","vintage":"","retrieved_at":"2026-09-05T23:02:24Z","sha256":"26c3001185df52161a65e14d2de9ce1bcdb2e1e530c46ca1ebc53fa93eeef0c0","source_id":"us-de","stale":true,"prev":"us-de/18-del.-c.-4122","next":"us-de/18-del.-c.-4124"},"notice":"GroundRules: Original legal text. Not legal advice."}