{"data":{"id":"us-de/18-del.-c.-4131","jurisdiction":"us-de","citation":"18 Del. C. § 4131","heading":"Inquiries.","body":"An insurer shall not consider an inquiry regarding a homeowners policy or a loss under that policy to be a claim for purposes of making underwriting decisions, including but not limited to decisions to nonrenew a policy. An inquiry is any contact initiated by an insured that is not the filing of a claim to an insurer.","path":["Title 18. Insurance Code","Insurance","CHAPTER 41. Property Insurance Contracts","Subchapter III. Declinations, Renewals and Cancellations of Property Insurance Contracts"],"source_url":"https://delcode.delaware.gov/title18/c041/sc03/index.html#4131","current_through":"2026-08-10 (85 Del. Laws, c. 421, 424)","vintage":"","retrieved_at":"2026-09-05T23:02:24Z","sha256":"6f8740d5e6f7c84e63a395d5e058d745ef71d3cd3c46781992b6af76e5124919","source_id":"us-de","stale":true,"prev":"us-de/18-del.-c.-4130","next":"us-de/18-del.-c.-4140"},"notice":"GroundRules: Original legal text. Not legal advice."}