{"data":{"id":"us-de/18-del.-c.-4503","jurisdiction":"us-de","citation":"18 Del. C. § 4503","heading":"Certificate forms.","body":"(a) The Commissioner shall prohibit the use of a certificate of insurance form if the form:\n(1) Is unfair, misleading, or deceptive, or violates public policy; or\n(2) Violates any law, including any regulation promulgated by the Commissioner of Insurance.\n(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.","path":["Title 18. Insurance Code","Insurance","CHAPTER 45. Certificates of Insurance Act"],"source_url":"https://delcode.delaware.gov/title18/c045/index.html#4503","current_through":"2026-08-10 (85 Del. Laws, c. 421, 424)","vintage":"","retrieved_at":"2026-09-05T23:02:24Z","sha256":"4e18d6412c707aa4146ef6a5f700d181dc8445dac1b66cec87dd2b988fe89fd3","source_id":"us-de","stale":true,"prev":"us-de/18-del.-c.-4502","next":"us-de/18-del.-c.-4504"},"notice":"GroundRules: Original legal text. Not legal advice."}