{"data":{"id":"us-fl/fla.-stat.-545.045","jurisdiction":"us-fl","citation":"Fla. Stat. § 545.045","heading":"Purchase or assignment of third-party financing.","body":"(1) When a vehicle contract contains a third-party provider’s automotive-related product that is of similar nature, scope, and quality to an automotive-related product offered for sale by an affiliated finance company or its related manufacturer or wholesale distributor, that affiliated finance company may not, solely because the vehicle contract contains a third party’s automotive-related product:\n(a) Refuse to purchase or accept the assignment of the vehicle contract from a dealer; or\n(b) Charge a dealer an additional fee or surcharge for the purchase of, or acceptance of the assignment of, the vehicle contract.\n(2) Factors in determining whether an automotive-related product is similar in nature, scope, and quality include, but are not limited to, the financial capacity of the third-party provider to meet all of its obligations, inclusive of any contractual liability insurance policies, and the third-party provider’s history of compliance with any applicable state and federal regulations.\n(3) A violation of this section does not constitute a criminal offense pursuant to s. 545.12.\nHistory.—s. 2, ch. 2014-130.","path":["CHAPTER 545 COMBINATIONS RESTRICTING FINANCING OF MOTOR VEHICLES"],"source_url":"https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute\u0026URL=0500-0599/0545/0545.html","current_through":"2026 Florida Statutes","vintage":"","retrieved_at":"2026-08-27T02:08:47Z","sha256":"b3899e0395c979c5cbe4fb8b56b23f92543fd90d8f77f065997df4a0af078b2a","source_id":"us-fl","stale":false,"prev":"us-fl/fla.-stat.-545.04","next":"us-fl/fla.-stat.-545.05"},"notice":"GroundRules: Original legal text. Not legal advice."}