{"data":{"id":"us-fl/fla.-stat.-627.06291","jurisdiction":"us-fl","citation":"Fla. Stat. § 627.06291","heading":"Excess profits of residential property insurer; return.","body":"A residential property insurer shall return all excess profits to policyholders except as otherwise directed by the Office of Insurance Regulation. A residential property insurer shall be deemed to have earned an excess profit if its surplus exceeds its direct probable maximum loss for a 1-in-250-year return period and it has earned a net underwriting gain in Florida in excess of 10 percent of earned premiums above its anticipated underwriting profit over the most recent 10-year period.\nHistory.—s. 26, ch. 2007-1.","path":["CHAPTER 627 INSURANCE RATES AND CONTRACTS"],"source_url":"https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute\u0026URL=0600-0699/0627/0627.html","current_through":"2026 Florida Statutes","vintage":"","retrieved_at":"2026-08-27T02:10:50Z","sha256":"c44cb18cf7e081b86d2d4abc047a8abaff307641332d4f9c9f4b5d2ea66bcac7","source_id":"us-fl","stale":false,"prev":"us-fl/fla.-stat.-627.0629","next":"us-fl/fla.-stat.-627.06292"},"notice":"GroundRules: Original legal text. Not legal advice."}