{"data":{"id":"us-fl/fla.-stat.-627.94071","jurisdiction":"us-fl","citation":"Fla. Stat. § 627.94071","heading":"Minimum standards for home health care benefits.","body":"A long-term care insurance policy, certificate, or rider that contains a home health care benefit must meet or exceed the minimum standards specified in this section. The policy, certificate, or rider may not exclude benefits by any of the following means:\n(1) Providing that home health care cannot be covered unless the insured or claimant would, without the home health care, require skilled care in a skilled nursing facility.\n(2) Requiring that the insured or claimant first or simultaneously receive nursing or therapeutic services in a home setting or community setting before home health care services are covered.\n(3) Limiting eligible services to services provided by registered nurses or licensed practical nurses.\n(4) Requiring that a nurse or therapist provide services covered by the policy that can be provided by a home health aide or by another licensed or certified home care worker acting within the scope of his or her license or certification.\n(5) Requiring that a licensed home health agency provide services covered by the policy that can be provided by a nurse registry licensed under chapter 400.\n(6) Excluding coverage for personal care services provided by a home health aide.\n(7) Requiring that the provision of home health care services be at a level of certification of licensure greater than that required by the eligible service.\n(8) Requiring that the insured/claimant have an acute condition before home health care services are covered.\n(9) Limiting benefits to services provided by Medicare-certified agencies or providers.\n(10) Excluding coverage for adult day care services.\nHistory.—s. 147, ch. 92-33; s. 3, ch. 96-275; s. 18, ch. 97-179.","path":["CHAPTER 627 INSURANCE RATES AND CONTRACTS"],"source_url":"https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute\u0026URL=0600-0699/0627/0627.html","current_through":"2026 Florida Statutes","vintage":"","retrieved_at":"2026-08-27T02:10:50Z","sha256":"e121b2b3a0cf68d9b34efaf9001fc465e3c27bb928a42a9bae4edf7f24032716","source_id":"us-fl","stale":false,"prev":"us-fl/fla.-stat.-627.9407","next":"us-fl/fla.-stat.-627.94072"},"notice":"GroundRules: Original legal text. Not legal advice."}