{"data":{"id":"us-fl/fla.-stat.-635.061","jurisdiction":"us-fl","citation":"Fla. Stat. § 635.061","heading":"Premium cost.","body":"For purposes of computing finance charges or determining whether a mortgage loan is usurious, any premium cost of mortgage guaranty insurance that is paid by or collected from the mortgagor as a separate charge shall be deemed to not constitute a part of the cost of, or interest upon, or charges or consideration or an amount in excess of permitted charges in connection with, any mortgage loan.\nHistory.—s. 6, ch. 59-182; s. 2, ch. 81-318; ss. 7, 11, 12, ch. 83-281; s. 15, ch. 92-328; s. 5, ch. 93-21.","path":["CHAPTER 635 MORTGAGE GUARANTY INSURANCE"],"source_url":"https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute\u0026URL=0600-0699/0635/0635.html","current_through":"2026 Florida Statutes","vintage":"","retrieved_at":"2026-08-27T02:11:05Z","sha256":"d596dc22b8387d4b08442a9255a5c2cda1353bf7edc1a5302b2a14aeb2e91f27","source_id":"us-fl","stale":false,"prev":"us-fl/fla.-stat.-635.051","next":"us-fl/fla.-stat.-635.071"},"notice":"GroundRules: Original legal text. Not legal advice."}