{"data":{"id":"us-ga/o.c.g.a.-11-4-105","jurisdiction":"us-ga","citation":"O.C.G.A. § 11-4-105","heading":"“Bank”; “depositary bank”; “payor bank”; “intermediary bank”; “collecting bank”; “presenting bank.”","body":"In this article:\n(1) “Bank” means a person engaged in the business of banking, including a savings bank, savings and loan association, credit union, or trust company;\n(2) “Depositary bank” means the first bank to take an item even though it is also the payor bank, unless the item is presented for immediate payment over the counter;\n(3) “Payor bank” means a bank that is the drawee of a draft;\n(4) “Intermediary bank” means a bank to which an item is transferred in course of collection except the depositary or payor bank;\n(5) “Collecting bank” means a bank handling an item for collection except the payor bank; and\n(6) “Presenting bank” means a bank presenting an item except a payor bank.","path":["TITLE 11 Commercial Code","Article 4 Bank Deposits and Collections","PART 1 General Provisions and Definitions"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.11.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"bdde9ddc01564dfcd823d09403ce76ac212dcfe29be51c79822928ce5b5bde7f","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-11-4-104","next":"us-ga/o.c.g.a.-11-4-106"},"notice":"GroundRules: Original legal text. Not legal advice."}