{"data":{"id":"us-ga/o.c.g.a.-11-9-201","jurisdiction":"us-ga","citation":"O.C.G.A. § 11-9-201","heading":"General effectiveness of security agreement.","body":"(a) General effectiveness. Except as otherwise provided in this title, a security agreement is effective according to its terms between the parties, against purchasers of the collateral, and against creditors.\n(b) Applicable consumer laws and other law. A transaction subject to this article is subject to any applicable rule of law which establishes a different rule for consumers and is subject to Chapter 3 of Title 7; Chapter 4 of Title 7; and Article 1 of Chapter 1 of Title 10.\n(c) Other applicable law controls. In case of conflict between this article and a rule of law, statute, or regulation described in subsection (b) of this Code section, the rule of law, statute, or regulation controls. Failure to comply with a statute or regulation described in subsection (b) of this Code section has only the effect the statute or regulation specifies.\n(d) Further deference to other applicable law. This article does not:\n(1) Validate any rate, charge, agreement, or practice that violates a rule of law, statute, or regulation described in subsection (b) of this Code section; or\n(2) Extend the application of the rule of law, statute, or regulation to a transaction not otherwise subject to it.","path":["TITLE 11 Commercial Code","Article 9 Secured Transactions","PART 2 Effectiveness of Security Agreement; Attachment of Security Interest; Rights of Parties to Security Agreement","Subpart 1 Effectiveness and Attachment"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.11.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"e10588e9652b399346eb07fd95a8f91cf33d24a794a4272c653cc92e2b098e28","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-11-9-111","next":"us-ga/o.c.g.a.-11-9-202"},"notice":"GroundRules: Original legal text. Not legal advice."}