{"data":{"id":"us-ga/o.c.g.a.-11-9-611","jurisdiction":"us-ga","citation":"O.C.G.A. § 11-9-611","heading":"Notification before disposition of collateral.","body":"(a) “Notification date.” As used in this Code section, the term “notification date” means the earlier of the date on which:\n(1) A secured party sends to the debtor and any secondary obligor an authenticated notification of disposition; or\n(2) The debtor and any secondary obligor waive the right to notification.\n(b) Notification of disposition required. Except as otherwise provided in subsection (d) of this Code section, a secured party that disposes of collateral under Code Section 11-9-610 shall send to the persons specified in subsection (c) of this Code section a reasonable authenticated notification of disposition.\n(c) Persons to be notified. To comply with subsection (b) of this Code section, the secured party shall send an authenticated notification of disposition to:\n(1) The debtor;\n(2) Any secondary obligor; and\n(3) If the collateral is other than consumer goods:\n(A) Any other person from which the secured party has received, before the notification date, an authenticated notification of a claim of an interest in the collateral;\n(B) Any other secured party or lienholder that, ten days before the notification date, held a security interest in or other lien on the collateral perfected by the filing of a financing statement that:\n(i) Identified the collateral;\n(ii) Was indexed under the debtor’s name as of that date; and\n(iii) Was filed in the office in which to file a financing statement against the debtor covering the collateral as of that date; and\n(C) Any other secured party that, ten days before the notification date, held a security interest in the collateral perfected by compliance with a statute, regulation, or treaty described in subsection (a) of Code Section 11-9-311.\n(d) Subsection (b) of this Code section inapplicable; perishable collateral; recognized market. Subsection (b) of this Code section does not apply if the collateral is perishable or threatens to decline speedily in value or is of a type customarily sold on a recognized market.\n(e) Compliance with subparagraph (c)(3)(B) of this Code section. A secured party complies with the requirement for notification prescribed by subparagraph (c)(3)(B) of this Code section if:\n(1) Not later than 20 days or earlier than 30 days before the notification date, the secured party requests, in a commercially reasonable manner, information concerning financing statements indexed under the debtor’s name in the office indicated in subparagraph (c)(3)(B) of this Code section; and\n(2) Before the notification date, the secured party:\n(A) Did not receive a response to the request for information; or\n(B) Received a response to the request for information and sent an authenticated notification of disposition to each secured party or other lienholder named in that response whose financing statement covered the collateral.","path":["TITLE 11 Commercial Code","Article 9 Secured Transactions","PART 6 Default","Subpart 1 Default and Enforcement of Security Interest"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.11.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"5f8f00cc11227f40ec48e9632f7c497063963889234e9e03b5f78ef7f7872ad2","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-11-9-610","next":"us-ga/o.c.g.a.-11-9-612"},"notice":"GroundRules: Original legal text. Not legal advice."}