{"data":{"id":"us-ga/o.c.g.a.-18-5-2","jurisdiction":"us-ga","citation":"O.C.G.A. § 18-5-2","heading":"Debt adjusting permitted.","body":"In the course of engaging in debt adjusting, it shall be unlawful for any person to accept from a debtor who resides in this state, either directly or indirectly, any charge, fee, contribution, or combination thereof in an amount in excess of 7.5 percent of the amount paid monthly by such debtor to such person for distribution to creditors of such debtor; provided, however, no provision of this chapter shall prohibit any person, in the course of engaging in debt adjusting, from imposing upon a debtor who resides in this state a reasonable and separate charge or fee for insufficient funds transactions.","path":["TITLE 18 Debtor and Creditor","CHAPTER 5 Debt Adjustment"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.18.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"f763517b5251ff47d7027ffa0e32c80bbb2fda46c8134b926787f065840d8480","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-18-5-1","next":"us-ga/o.c.g.a.-18-5-3"},"notice":"GroundRules: Original legal text. Not legal advice."}