{"data":{"id":"us-ga/o.c.g.a.-33-39-12","jurisdiction":"us-ga","citation":"O.C.G.A. § 33-39-12","heading":"Requests for information regarding previous adverse underwriting decisions or previous coverage obtained through residual market mechanism.","body":"No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning:\n(1) Any previous adverse underwriting decision experienced by an individual; or\n(2) Any previous insurance coverage obtained by an individual through a residual market mechanism,\nunless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.","path":["TITLE 33 Insurance","CHAPTER 39 Collection, Use, and Disclosure of Information Gathered by Insurance Institutions"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.33.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"4242265cad1ff2234939f92e7dfcdd81342bb104653d80e2d6969f950de14f4e","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-33-39-11","next":"us-ga/o.c.g.a.-33-39-13"},"notice":"GroundRules: Original legal text. Not legal advice."}