{"data":{"id":"us-ga/o.c.g.a.-7-1-239.6","jurisdiction":"us-ga","citation":"O.C.G.A. § 7-1-239.6","heading":"Convenience fees.","body":"A financial institution or mortgage lender, as such term is defined by Code Section 7-1-1000, may charge a convenience fee provided that such fee is permissible in accordance with Code Section 13-1-15. For purposes of this Code section, the term “convenience fee” means any additional amount imposed to a consumer at the time of a transaction for the election of making a payment by electronic means. A convenience fee may include, but is not limited to, any fee charged for payment to an account with the assistance of a live representative or agent of the financial institution or mortgage lender, by telephone, using a voice response unit, or other electronic means. A convenience fee does not include a discount offered by a lender or merchant to a person for payment by cash, check, or similar means.","path":["TITLE 7 Banking And Finance","CHAPTER 1 Financial Institutions","Article 1 Provisions Applicable to Department of Banking and Finance and Financial Institutions Generally","PART 13 Bank Fees"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.07.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"5f711f72e7a1588abf7fd99c8ca1865391388861d6cf7dc8586504fd77c30649","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-7-1-239.5","next":"us-ga/o.c.g.a.-7-1-239.10"},"notice":"GroundRules: Original legal text. Not legal advice."}