{"data":{"id":"us-ga/o.c.g.a.-7-4-5","jurisdiction":"us-ga","citation":"O.C.G.A. § 7-4-5","heading":"Failure to include federal loan act provisions in retail installment loan; violating advertising restrictions.","body":"(a) Any person who fails to comply with subsection (b) of Code Section 7-4-3 or Code Section 7-4-4 with respect to any person is liable to such person in an amount equal to the sum of:\n(1) Any actual damage sustained by such person as a result of the failure; and\n(2) Twice the amount of any interest or finance charge contracted for in connection with the transaction, except that the liability under this paragraph shall not be less than $100.00 nor greater than $1,000.00.\n(b) Such liability may be asserted in an individual action only and may not be the subject of a class action; provided, however, that this provision shall not apply to any class action pending prior to March 31, 1983.","path":["TITLE 7 Banking And Finance","CHAPTER 4 Interest and Usury","Article 1 In General"],"source_url":"https://archive.org/download/gov.ga.ocga.2018/release86.2022.11/gov.ga.ocga.title.07.odt","current_through":"Release 86 (2022-11)","vintage":"Public.Resource.Org bulk O.C.G.A., Release 86 (2022-11), retrieved 2026-09-17","retrieved_at":"2026-09-17T19:34:57Z","sha256":"3f7bb13a9d5b2085ca49ab76b71f9ff2a6d720334f080408710ec3f76a64c024","source_id":"us-ga","stale":false,"prev":"us-ga/o.c.g.a.-7-4-4","next":"us-ga/o.c.g.a.-7-4-6"},"notice":"GroundRules: Original legal text. Not legal advice."}