{"data":{"id":"us-gu/11-gca-100102","jurisdiction":"us-gu","citation":"11 GCA § 100102","heading":"Automated Teller Machine (ATM), Bank, Territorial Bank, Commercial Bank, Savings Bank, State Bank, National Bank.","body":"As used in this Title:\n\u003eAutomated teller machine= (\u003eATM=) means a customer/bank communication terminal (\u003eCBCT=) or other such device either manned or unmanned which may be activated through an accepted card or other means of access to an account at a financial institution, as such terms are defined in 15 U.S. Code § 1693a of the Electronic Funds Transfer Act; or any other electronic terminal or device either manned or unmanned which may be activated by the use of a credit card for the purpose of obtaining credit from the card issuer, as such terms are defined in 15 U.S. Code § 1602 of the Truth in Lending Act, other than a device provided and maintained by the card issuer or under its authority for the sole purpose of electronically authorizing sales transactions at a merchant=s place of business. A device shall not be deemed maintained or provided under authority of the card issuer merely by reason of the fact that credit may be obtained electronically through the device.\n\u003eBank= or \u003eCommercial Bank,= except as otherwise provided in this Title, means an officially chartered institution empowered to receive deposits, make loans, provide checking and savings account services, and/or conduct a general commercial banking activity, organized under strict requirements of either the Federal or a state or territorial government.\n\u003eBank holding company= means a bank holding company as defined in Section 2(a)(1) of the Bank Holding Company Act of 1956, as amended.\n\u003eControl= shall be construed consistent with Section 2(a)(2) of the Bank Holding Company Act of 1956, as amended.\n\u003eCustomer/bank communication terminal= (\u003eCBCT=) has the meaning set forth in this Section for \u003eautomated teller machine= (\u003eATM=).\n\u003eNational Bank= means any bank chartered under the national banking laws of the United States.\n\u003eOut-of-state bank= has the meaning set forth in §106351 of this Title.\n\u003eSavings Bank= means any bank whose charter limits its powers to accepting deposits to accounts that which may only be withdrawn after notice.\n\u003eState Bank= means any bank chartered under the banking laws of one of the states of the United States.\n\u003eTerritorial Bank= means any bank chartered by Guam.”","path":["Title 11: Finance and Taxation","Division 4 - Banks and Banking","Chapter 100: Short Title, Definitions and Miscellaneous"],"source_url":"https://col.guamcourts.gov/sites/default/files/11gc100.pdf","current_through":"P.L. 38-133 (June 4, 2026)","vintage":"","retrieved_at":"2026-09-27T03:17:48Z","sha256":"d8b018c447a90ad5f8f2c9d0d0dd4426bcbc0e0da31fc3db6c7278153baf0d5e","source_id":"us-gu","stale":false,"prev":"us-gu/11-gca-100101","next":"us-gu/11-gca-100103"},"notice":"GroundRules: Original legal text. Not legal advice."}