{"data":{"id":"us-gu/14-gca-3201","jurisdiction":"us-gu","citation":"14 GCA § 3201","heading":"Loan Finance Charges for Consumer Loans Other Than Regulated Loans and Revolving Loan Accounts.","body":"(1) With respect to a consumer loan other than a regulated loan or a loan pursuant to a revolving loan account, a lender may contract for and receive a loan finance charge, however calculated, not in excess of ten percent (10%) per year calculated on the unpaid balances of the principal according to the United States rule.\n(2) For the purposes of this section, the term of a loan shall be calculated in terms of calendar months beginning with the date the loan is made. Differences in the lengths of months are disregarded. Fractions of a month are treated as a full month if more than 15 days, and if 15 days or less, are disregarded.","path":["Title 14: Uniform Consumer Credit Code","Chapter 3: Loans","ARTICLE 2: MAXIMUM CHARGES"],"source_url":"https://col.guamcourts.gov/sites/default/files/14gc003.pdf","current_through":"P.L. 38-133 (June 4, 2026)","vintage":"","retrieved_at":"2026-09-27T03:29:38Z","sha256":"38cb360114338d64764348192fdc17678e95f9a17e42e96cac08cc21a25e7d21","source_id":"us-gu","stale":false,"prev":"us-gu/14-gca-3110","next":"us-gu/14-gca-3202"},"notice":"GroundRules: Original legal text. Not legal advice."}