{"data":{"id":"us-gu/14-gca-4106","jurisdiction":"us-gu","citation":"14 GCA § 4106","heading":"Unconscionability Resulting From Insurance Charge.","body":"(1) In applying the provisions of this Act on unconscionability (§§ 5106 and 6111) to a separate charge for insurance, consideration shall be given among other factors, to:\n(a) potential benefits to the debtor including the satisfaction of his obligations;\n(b) the creditor's need for the security provided by the insurance; and\n(c) the relation between the amount and terms of credit granted and the insurance benefits provided.\n(2) If the consumer credit insurance otherwise complies with this Chapter, neither the term nor the amount of the insurance is of itself unconscionable.","path":["Title 14: Uniform Consumer Credit Code","Chapter 4: Insurance","ARTICLE 1: INSURANCE IN GENERAL"],"source_url":"https://col.guamcourts.gov/sites/default/files/14gc004.pdf","current_through":"P.L. 38-133 (June 4, 2026)","vintage":"","retrieved_at":"2026-09-27T03:29:48Z","sha256":"ef252c16daa7b8072f723918e279b31b097967a4661b9ff41ed72ba0f34c84a2","source_id":"us-gu","stale":false,"prev":"us-gu/14-gca-4105","next":"us-gu/14-gca-4107"},"notice":"GroundRules: Original legal text. Not legal advice."}